A Detailed Overview of What you get
Research on developing a solid long-term core portfolio built on a balanced mix of Equities & Bonds.
There are 2 ways in which you can use this service. Both are included in the package.
Research for DIY Investors: We publish research articles and material on long-term portfolio building. Use these to build and manage your own portfolio independently.
Finvezto Smallcase Portfolio for direct investing: If you do not have time to read, research, and implement things, you can choose to directly invest in our Finvezto Evergreen Smallcase portfolio. It provides a seamless, one-click experience. Mirror the portfolio and rebalance alongside us. No need to act on each recommendation individually.
We use Dynamic Asset Allocation models that shifts between asset classes based on market conditions.
Suitable for investors with a time horizon of at least 5 years, meaning you need to hold this for at least 5 years.
Suitable for both SIP and lumpsum investments at any point in the market cycle. No lock-ins or costs like mutual funds as stocks are bought directly in your demat account. You have complete ownership and control.
Individual support over WhatsApp and Email for all plan members.
For more details and to subscribe please check the following link.
Our Long Term Evergreen Portfolio ensures good balance of the key aspects of Long Term Investing.
The above elements work in harmony to create resilient long-term portfolios that help you build wealth over the long term.
Note: In this service, we will not be providing individual stock recommendations for the long term. We have a separate service where we provide Stock Recommendations to ride the up move. It is momentum based. All Long Term investments are only through Mutual Funds/ETFs. I explain the rationale below.
I will add a datapoint from the US Markets to illustrate why it is difficult to pick stocks for the long term.
94% of the US Large Cap Funds underperformed their benchmarks over a 20 Year period.
In India, about 75% of the large cap active funds have underperformed their respective benchmarks over the last 15 years. You have some of the brightest financial minds in India, armed with Bloomberg terminals, exclusive Management access, and decades of market experience. Yet, 75% of them are losing to a simple rule-based index over the long haul. It is quite difficult to pick winning stocks over the long term.
On the other hand, Mutual Funds/ETF route provides multiple advantages and is sufficient for most of us. I have listed some below.
Reduces emotional trading mistakes and biases. Saves Energy and Time that can be diverted to other productive areas to increase income. The focus should be on building a strong financial base by avoiding unnecessary risks. Picking Individual Stocks for the Long Term is very risky. That game is not for everyone and requires deeper understanding.
If you wish to subscribe to our Long Term Evergreen Portfolio, please use the link below.
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