A Detailed Overview of What you get
The Evergreen portfolio represents a diversified allocation designed for investors with a long-term horizon of at least 5 years. Suitable for both SIP & Lumpsum investments.
The primary objective of this long term portfolio is to provide better risk-adjusted returns than the Nifty 50 enabling a much more smooth and steady ride.
The Evergreen portfolio includes a Balanced mix of assets including Stocks, Bonds and Precious metals that demonstrates resilience across market cycles.
Each chosen asset class tends to perform differently based on market conditions. By spreading risk across multiple uncorrelated assets, the Evergreen Portfolio aims to balance gains in one area against losses in another, reducing overall portfolio volatility.
We follow a dynamic asset allocation model - We increase weightage of Stocks when they are relatively cheap and reduce the weightage when they are costly. The focus is to preserve capital when markets are down and enhance returns when the markets are up.
The Evergreen Portfolio relies on occasional rebalancing based on market conditions.
For more details please check the following link.
Our Long Term Evergreen Portfolio ensures good balance of the key aspects of Long Term Investing.
The above elements work in harmony to create resilient long-term portfolios that help you build wealth over the long term.
Note: In this service, we will not be providing individual stock recommendations for the long term. We have a separate service where we provide Stock Recommendations for the Medium term to ride the up move. It is momentum based. All Long Term investments are only through Mutual Funds/ETFs. I explain the rationale below.
I will add a datapoint from the US Markets to illustrate why it is difficult to pick stocks for the long term.
94% of the US Large Cap Funds underperformed their benchmarks over a 20 Year period.
In India, about 75% of the large cap active funds have underperformed their respective benchmarks over the last 15 years. You have some of the brightest financial minds in India, armed with Bloomberg terminals, exclusive Management access, and decades of market experience. Yet, 75% of them are losing to a simple rule-based index over the long haul. It is quite difficult to pick winning stocks over the long term.
On the other hand, Mutual Funds/ETF route provides multiple advantages and is sufficient for most of us. I have listed some below.
Reduces emotional trading mistakes and biases. Saves Energy and Time that can be diverted to other productive areas to increase income. The focus should be on building a strong financial base by avoiding unnecessary risks. Picking Individual Stocks for the Long Term is very risky. That game is not for everyone and requires deeper understanding.
If you wish to subscribe to our Long Term Evergreen Portfolio, please use the link below.
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